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Better Than Bitcoin for Billions

A Smart Token Combining Guaranteed Lending, Money Transfer and Prepaid Minutes

Read Whitepaper Buy Bitminutes   Become an Affiliate
Watch: Better than Bitcoin for Billions Watch: What is a BitMinute?
Pre-ICO BitMinutes Awarded at 0.01 USD price: 0%
2.000.000

BitMinutes Overview

The BMT Digital Wallet enables BMT Smart Token convertibility across global channels.

Payout channels

Receiving

P2P Cash
Transaction Engine

Requests

Smart Tokens

Approving

RTGS BANK NETWORK
SWIFT / MASTERCARD
RIPPLE NETWORK / TAN AGENT

US & State Government Licensed
International ISO Bank Standards
Experienced Management Team
Guaranteed Low-Cost Loans
In Operation Today
Free Money Transfer
Globally Scalable Amazon Cloud
Exceeds Global AML Regulations

A WORLD CLASS TEAM

BitMinutes attracted top tier talent from across the world

Tom
Meredith
CEO, Stanford Engineer,
Harvard MBA
LinkedIn
Morris
Mwanga
CTO, Moi University, Kenya, Kennesaw University, Masters Computer Science
LinkedIn
Paddy
Atmuri
CFO
LinkedIn
Peter
Carruthers
Head of Banking, Compliance & Foreign Exchange, Fordham MBA, NFA Licensed
LinkedIn
Kern
Lewis
Head of Marketing
LinkedIn
Donald
Chapman
Head of Business Development
LinkedIn
Amadeo
Radillo
Head of Latin American Operations
LinkedIn
Peter
Krause
Head of Engineering
LinkedIn
Juan
Soto
Head of Merchant Relations
LinkedIn
George
Iacovacci
Head of Social Media
LinkedIn
Maxine
Alagar
Head of Operations
LinkedIn

ADVISORS AND CORPORATE INVESTORS

Leonard
H. Schrank
Former CEO of SWIFT
LinkedIn
Brian
W. Smith
Former in-house counsel at MasterCard and the OCC
LinkedIn
Tim
Draper
Founder at Draper Associates/DFJ/Draper University
LinkedIn
David
Drake
David Drake is the Chairman of LDJ Capital
LinkedIn
Max
Smetannikov
Max Smetannikov is the CEO of Marlboro Victor Group
LinkedIn
Wayne
Johnson
Managing Director, Raymond James Financial
LinkedIn

BitMinutes ICO Summary

Use of Proceeds
67%Smart Loans
2%Treasury / Overhead
19%Marketing
12%Operations

FAQs

Frequently Asked Questions

What is the primary goal of BitMinutes?
To provide access to key financial services for over 2 billion underbanked consumers globally.
Why are BitMinutes better than bitcoin for billions?
BitMinutes have a number of significant advantages over Bitcoin:
  • Identification: BitMinutes embed identity attributes, while Bitcoin does not. All BMT tokens include KYC and meet global Anti-Money Laundering standards.
  • Tracking: BitMinutes allow for transparency and auditability, from issuance through usage. This includes whether a BMT is consumed by conversion into prepaid minutes or cash, or used as micro-lending collateral.
  • Global Standards: BitMinutes are based on global banking standards (ISO 20022). This makes BMTs easily transferable between existing global clearing networks (SWIFT, MasterCard) and emerging blockchains (Ripple, Ethereum).
  • Customization: BitMinutes can be white labeled encouraging third party issuance by large global networks such as the telecommunications carriers with over 4 billion clients.
  • Currency Liquidity: We will be releasing an affiliate and commission free secure online exchange to facilitate the worldwide trading of BMT tokens. And, BMT tokens are redeemable through a global money transfer network powered by P2P Cash.
  • Currency Stability: BitMinutes has established a Treasury function to keep currency volatility to a minimum.
What is the value for retail merchants and agents to become involved with BitMinutes?
With BitMinutes, retailers have several ways to make money. They can sell BitMinutes just like regular prepaid minutes. Or they can lend BitMinutes. Because BitMinutes are an asset-backed token, they can be used as collateral for microloans. All we require from the consumer is to buy BitMinutes which are used as the loan collateral. We will lend $5 to anyone with a valid ID. We believe this will drive significant traffic to the retailers and give them an ongoing revenue stream from participating in the interest paid on the loans.
What is the benefit to the consumer?
BitMinutes enable consumers in 3 critical ways:
  • Lending - get loans they need to manage their cash flow, and start and grow businesses.
  • Money Transfer - send and receive funds between any two entities; remittances and payments capabilities are the life blood for healthy local economies.
  • Prepaid Airtime - billions of consumers need to top up their prepaid phones to communicate for personal and business purposes on a daily basis
How can I buy BitMinutes?
You can buy BMTs using Bitcoin, Ether or USD by bank check or bank wire. Click the link at the top of the page "BUY BITMINUTES".
How can I exchange my BitMinutes?
BitMinutes can be converted via virtual currency exchanges for Bitcoin and Ether, which can then be converted to cash. Additionally, BitMinutes will offer cash out services via the P2P Cash global distribution network in 2018.

Roadmap

How we grow step by step

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2012

Harvard/Stanford team launches P2P Cash Incubator to develop global Fin-Tech applications

2013

P2P Cash wins Top Ten Global Start-Up Award from SWIFT

Former SWIFT CEO Joins Advisory Board

2014

Free Money Transfer JV with largest retail bank in Africa

P2P Cash wins Top Ten Global Start-Up Award from SWIFT (2nd year)

2015

P2P Cash wins Harvard Business School Top Ten Global Start-Up Award

P2P Cash integrates to Ripple

P2P Cash integrates its network with Mastercard's 1.2 billion bank accounts

2016

Asset-backed BitMinutes released (1st generation)

BitMinutes integrates to Ethereum

Free Money Transfer to 70 countries is instituted with BitMinutes

2017

Over $2.5 million invested to date

Multi-currrency ERC20 compatible wallet released

2017 - Q4

Trusted Agent Network (TAN).
App available

Guaranteed Loan App released
(BitMinutes as escrow)

2018

Initial Coin Offering (ICO)

100,000 co-branded TAN Agents:
Mexico, India, Philippines, Vietnam

Potential acquistions increase TAN
Agent count over 300,000

High speed eFiat trading platform available

2019

20+ million BitMinutes customers

500,000 TAN Agents

$2 billion low-interest global loan portfolio